There is nothing extraordinary about HUD homes other than the fact that the mortgage used to purchase it was insured by the FHA. It is in fact these homes - ones that are originally purchased using an FHA insured loan - that become what can be referred to as "HUD homes".

Like a lender, HUD does not want to own a real estate portfolio. Part of the agency's responsibilities lie in promoting affordable homeownership and equal opportunity for all citizens to own their share of the American Dream.

Finding HUD homes to purchase is not difficult to do. Below are some links to get you started.

                                                    
   HomeTelos First                                                        HUD Home Store